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Post by Neko Bazu on May 22, 2007 6:56:17 GMT -1
So. I had a look at my bank account online this morning.  Call me stupid, but I think there's something wrong with that. Like the way they've charged me eighty fucking pounds for apparently going overdrawn when I clearly wasn't! 1st 'overdrawn' charge: £39.79 in credit 2nd 'overdrawn' charge: £19.79 in credit 3rd 'overdrawn' charge: £10.21 in debt after they've wrongly taken £50 off me! Neko is beyond pissed off today, oh yes  I'm planning to go storming down there at lunch and to sort this out, and then change banks (Abbey presently, since you ask) asap. Unless any of you can see any legal reason for me being screwed over like this? *skulks off to make voodoo dolls* |
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Post by Giar on May 22, 2007 9:30:42 GMT -1
abbey tried to stitch me up years ago........they put £100 in my bank that wasnt mine, i thought i had been paid my backpay from the job i was in so i went out shopping and spent it all. couple of days later they said that i had to give it back  seeing as i know that once money is in my account its not my problem who's it is and why its there, and have no obligation to give it back. so a few threatening letters from them later i went into see the rather nice manager of the branch and told them where to shove it, closed my account walked over the road with my cash laughing all the way ;D |
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Post by Neko Bazu on May 22, 2007 9:38:42 GMT -1
I've had a little trouble with them previously, but nothing like this before Bastards have lost themselves a customer even if I get an immediate apology and refund. I'm looking forward to hearing their drivel though |
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Post by Billy on May 22, 2007 9:53:42 GMT -1
Have you sorted it out yet Neko?  |
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Post by CHOPPER READ on May 22, 2007 9:54:31 GMT -1
Take no fucking prisoners Neko!
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Post by Neko Bazu on May 22, 2007 9:58:36 GMT -1
Have you sorted it out yet Neko? Going down at lunch - gonna speak to them in person, and if they try to bluff and blag, I'll demand to see the branch manager. If they fuck me about, I'll write to the main office. If that fails, I'll take it to court. I'm assuming everyone agrees with my reasoning that my statement clearly says I have about £40 in credit when the initial penalty charge is taken, yes? |
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Post by Billy on May 22, 2007 10:00:50 GMT -1
are you sure the charge relates to this month and not last?
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Post by jh1980 on May 22, 2007 10:03:47 GMT -1
Stomp, Neko! Neko stomp! ;D Par for the course... change banks, wait til it happens again, change bank again! They're all shysters but it's better than keeping your money under your mattress!  |
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Post by Mrs H on May 22, 2007 10:06:50 GMT -1
Burn it down Neko!!!  |
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Post by HURLOCK on May 22, 2007 10:10:31 GMT -1
go kick some ass!
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Post by Neko Bazu on May 22, 2007 10:14:11 GMT -1
are you sure the charge relates to this month and not last? Didn't go overdrawn last month or the month before (and so on~), so I assume they relate to this month. I'm just waiting for them to tell me that the charges relate to payments that haven't actually been taken out yet or something - if the money's still there, I'm not overdrawn, am I? |
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Post by Billy on May 22, 2007 10:15:49 GMT -1
no you're not, but if I go overdrawn, say in May, I don't get the charges until June.
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Post by jh1980 on May 22, 2007 10:20:55 GMT -1
Burn it down Neko!!! We need to put a posse together Laura, maybe some kind of angry lynch mob?! Get the manager, put the noose around his head, and ask him if he feels like stealing anyone's money today?! ;D |
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Post by Neko Bazu on May 22, 2007 10:23:14 GMT -1
no you're not, but if I go overdrawn, say in May, I don't get the charges until June. Fair point - but, no, I just checked, and the lowest my account reached last month was £9.80 in credit, the month before was £12.20 and before that was £25.81. So definitely not overdrawn. Seven minutes 'til I go on the warpath |
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Post by Neko Bazu on May 22, 2007 10:23:44 GMT -1
Burn it down Neko!!! We need to put a posse together Laura, maybe some kind of angry lynch mob?! Get the manager, put the noose around his head, and ask him if he feels like stealing anyone's money today?! ;D Hey, I'm in Luton 'til Friday afternoon, I'm up for that! |
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Post by Billy on May 22, 2007 10:24:27 GMT -1
KILL NEKO!!! KILL!!! ;D
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Post by jh1980 on May 22, 2007 10:30:36 GMT -1
Hey, I'm in Luton 'til Friday afternoon, I'm up for that! "You got a noose 'round your neck, boy... how you feel about that?" ;D *apologies for the black hole of taste there...*  |
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Post by Neko Bazu on May 22, 2007 11:36:21 GMT -1
Hey, I'm in Luton 'til Friday afternoon, I'm up for that! "You got a noose 'round your neck, boy... how you feel about that?" ;D *apologies for the black hole of taste there...* No apology necessary! ;D |
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Post by Neko Bazu on May 22, 2007 11:38:16 GMT -1
So~ did my bank bit. And, as admittedly expected, I was fobbed off with an explanation that I had gone overdrawn - on April 12th. Did I really?  So~ I went hunting round for some links I saved ages ago, and memory served me correctly - those bank charges are basically illegal anyway. Owing to this law (which is explained in layman's terms here), they can only charge me the amount of money spent in administrative fees for going overdrawn. And £80 is clearly too much. So~ I'm gonna post off the letter here and reclaim any charges they've given me that I have statements for Could be a bit of money in it, I reckon! ;D Serves you right, cheapskate cheating bastards (And incidentally, that law's good for the last six years, so if anyone else got charged for anything... ) |
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Post by jh1980 on May 22, 2007 11:38:21 GMT -1
 Did you sort 'em? Or did you "sic" 'em?! |
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Forever without exception. x
