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Bonjour
Nov 13, 2007 9:15:29 GMT -1
Post by jh1980 on Nov 13, 2007 9:15:29 GMT -1
Nor do I, terrible waste of money. Not be saying that if you get ill. I still have my cover. If I'm unlucky enough to die, my assets will return once they came. No amount of financial compensation will mend the hearts of my grieving, childless family. As for critical illness, I'm prepared for any contingency that is likely, after all few problems will last beyond the six months full pay, and anything that bad I'd probably quit the job, sell the flat anyway. But if people want these things, the market shall provide! I think that's how it works, all a bit of a mystery to me...
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Bonjour
Nov 13, 2007 9:16:12 GMT -1
Post by CmonYouSpurs on Nov 13, 2007 9:16:12 GMT -1
Children aren't that bad, are they?! Nothing like that, because the law is such an ass. Due to me and Monika not being married, if I where to die she'd get all my assets. No problem with that. However if she met someone and then subsequently died her new spouse would get my assets and my son would be left with fuck all. So I'm doing it to protect him morn all......... Hurls if you dont make a will all your assets would go to your son when he is born if you and Monika are not married. He would be your heir.
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Bonjour
Nov 13, 2007 9:16:13 GMT -1
Post by Mrs H on Nov 13, 2007 9:16:13 GMT -1
Good to hear you feel a little better at least. Have you heard from your friend? No I haven’t heard from him, that’s why he was getting his mother to pester me because he doesn’t have phone credit. I’m just taking a few days to chill out a bit, I texted him yesterday to say I was going to help him either get some money (not off me) or back into work because I was sick of his shit, but in the meantime that he had to buck his ideas up and think about sorting his life out and respecting those he considers to be friends. Because I am not the only one who is upset at the minute, he’s done the same to someone else. He’s going to get some severe home truths though I feel. Like people said yesterday, I’ve more pressing concerns, thankfully I have convinced my girlfriend that I am ok, and I am sorting out to go and see my Aunty. He's not worth your energy at the minute so you're doing the right thing.
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Bonjour
Nov 13, 2007 9:17:32 GMT -1
Post by Mrs H on Nov 13, 2007 9:17:32 GMT -1
Not be saying that if you get ill. I still have my cover. If I'm unlucky enough to die, my assets will return once they came. No amount of financial compensation will mend the hearts of my grieving, childless family. As for critical illness, I'm prepared for any contingency that is likely, after all few problems will last beyond the six months full pay, and anything that bad I'd probably quit the job, sell the flat anyway. But if people want these things, the market shall provide! I think that's how it works, all a bit of a mystery to me... Fair enough. Each to their own.
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Bonjour
Nov 13, 2007 9:26:03 GMT -1
Post by jh1980 on Nov 13, 2007 9:26:03 GMT -1
Fair enough. Each to their own. Ta chuck I agree but wonder what the argument for taking said insurance is...? (I understand it changes if you have a family to support)
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Bonjour
Nov 13, 2007 9:27:42 GMT -1
Post by HURLOCK on Nov 13, 2007 9:27:42 GMT -1
morn all......... Hurls if you dont make a will all your assets would go to your son when he is born if you and Monika are not married. He would be your heir.[/quote] I think I may have got my wires slightly crossed but there is a perverse way he won't get anything mate! And I'm only really concerned if it happens before he's an adult
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Bonjour
Nov 13, 2007 9:31:16 GMT -1
Post by Mrs H on Nov 13, 2007 9:31:16 GMT -1
Fair enough. Each to their own. Ta chuck I agree but wonder what the argument for taking said insurance is...? (I understand it changes if you have a family to support) I suppose when me and Mr H were together it was useful because if either of us were to die or with critical illness be diagnosed with cancer the payout would be enough to cover our mortgage and the other would live mortgage free. I've kept it on because for the amount I pay a month I am still covered for a payout for my family and when I purchase my next property it's worth more than my home would be worth.
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Bonjour
Nov 13, 2007 9:32:27 GMT -1
Post by CmonYouSpurs on Nov 13, 2007 9:32:27 GMT -1
I think I may have got my wires slightly crossed but there is a perverse way he won't get anything mate! And I'm only really concerned if it happens before he's an adult when you get down to it m8 you HAVE to make a will. It is so important.
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Bonjour
Nov 13, 2007 9:34:54 GMT -1
Post by HURLOCK on Nov 13, 2007 9:34:54 GMT -1
I think I may have got my wires slightly crossed but there is a perverse way he won't get anything mate! And I'm only really concerned if it happens before he's an adult when you get down to it m8 you HAVE to make a will. It is so important. I know, otherwise it creates so much pooh when you depart.
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Bonjour
Nov 13, 2007 9:35:39 GMT -1
Post by jh1980 on Nov 13, 2007 9:35:39 GMT -1
I suppose when me and Mr H were together it was useful because if either of us were to die or with critical illness be diagnosed with cancer the payout would be enough to cover our mortgage and the other would live mortgage free. I've kept it on because for the amount I pay a month I am still covered for a payout for my family and when I purchase my next property it's worth more than my home would be worth. Hmm. That makes sense
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Bonjour
Nov 13, 2007 9:40:00 GMT -1
Post by CmonYouSpurs on Nov 13, 2007 9:40:00 GMT -1
when you get down to it m8 you HAVE to make a will. It is so important. I know, otherwise it creates so much pooh when you depart. it is scary what an arse the law is m8. When my wife was preganant we werent married so if i died all my assets including half the house would have gone to my son. This would have been in turn managed by my parents, so if for instance parents and wife didnt get on they could sell the house from under her. make a will
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Bonjour
Nov 13, 2007 9:40:54 GMT -1
Post by Neko Bazu on Nov 13, 2007 9:40:54 GMT -1
Well, I don't have a will or anything like that... but I've started a pension fund, at least? I intend to be wealthy when I'm old! Actually, I'm not certain but I think health insurance is part of the pension plan... I'll have to look into it!
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Bonjour
Nov 13, 2007 9:42:51 GMT -1
Post by Mrs H on Nov 13, 2007 9:42:51 GMT -1
I suppose when me and Mr H were together it was useful because if either of us were to die or with critical illness be diagnosed with cancer the payout would be enough to cover our mortgage and the other would live mortgage free. I've kept it on because for the amount I pay a month I am still covered for a payout for my family and when I purchase my next property it's worth more than my home would be worth. Hmm. That makes sense Yey I said something about numbers that made sense to someone
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Bonjour
Nov 13, 2007 9:48:22 GMT -1
Post by jh1980 on Nov 13, 2007 9:48:22 GMT -1
Yey I said something about numbers that made sense to someone Was I right about you then?
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Bonjour
Nov 13, 2007 9:50:46 GMT -1
Post by HURLOCK on Nov 13, 2007 9:50:46 GMT -1
Yey I said something about numbers that made sense to someone Was I right about you then? 1 + 1 makes 2. However that does not equate to a dinner date with H Jules ;D
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Bonjour
Nov 13, 2007 9:57:47 GMT -1
Post by jh1980 on Nov 13, 2007 9:57:47 GMT -1
Was I right about you then? 1 + 1 makes 2. However that does not equate to a dinner date with H Jules ;D Shurrrrruuuup!
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Bonjour
Nov 13, 2007 10:02:46 GMT -1
Post by Mrs H on Nov 13, 2007 10:02:46 GMT -1
LOL ;D He's getting aroused by my knowledge of the middle east aren't you Jules? ;D
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Bonjour
Nov 13, 2007 10:06:53 GMT -1
Post by jh1980 on Nov 13, 2007 10:06:53 GMT -1
He's getting aroused by my knowledge of the middle east aren't you Jules? ;D You're so mean to me! I respect you for it. My opinion as regards your being a cutie is quite another matter...
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Bonjour
Nov 13, 2007 10:10:35 GMT -1
Post by HURLOCK on Nov 13, 2007 10:10:35 GMT -1
LOL ;D He's getting aroused by my knowledge of the middle east aren't you Jules? ;D PMSL, foreplay eqautes to chatting about Tony Benn
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Bonjour
Nov 13, 2007 10:10:55 GMT -1
Post by unkownperson on Nov 13, 2007 10:10:55 GMT -1
Morning all of ya ;d
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